Ryan

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7 Things to Expect During an Appraisal Visit

7 things you can expect when having your home appraised. A great primer for clients who are about to have an appraiser visit your home. Content provided by Adlaw Appraisals.

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Mortgage Prepayment Penalties

All mortgages are NOT created equal when it comes to penalty calculations. Here's what you need to know!

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Low Rate = Low Feature

Interested in that super-low-rate mortgage promotion you just saw? Think twice and read the fine print before signing up, or you may get more than you bargain for.

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Mobile & Modular Homes: 101

Find out the difference between mobile and modular homes, and some considerations when trying to obtain a mortgage for these types of properties.

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Interest Rate Sign

Bank of Canada Raises Rates... Again!

October 24 2018. Bank of Canada raises overnight rate again, leading to prime rate increases.

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Mortgage Portability

Mortgage Portability. A great way to reduce or eliminate a prepayment penalty on your next move.

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Choosing A Mortgage Term

Having a hard time choosing the right mortgage term for your needs? Here's some insight into the benefits and drawbacks of various options.

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What Do I Qualify For? (and why?)

Information about how banks/lenders calculate exactly how much mortgage you can afford. Great info for first time homebuyers and homeowners considering a refinance.

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Fixed vs. Variable Mortgage Rates

A comparison and Q&A of how to choose between a fixed or a variable mortgage rate.

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Why Bankruptcy Might Not Be The Best Option

A comparison between choosing a bankruptcy vs. a consumer proposal. While neither is ideal when applying for a mortgage, they can sometimes be necessary and each has different impacts down the road.

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